1. What happens after I file bankruptcy?

Once my office files bankruptcy for you, you are immediately protected from all actions of your creditors. Your creditors can no longer call you at work or home, garnish your wages, foreclose on your home, repossess your automobile or harass you in anyway.

2. Will I lose all of my property by filing bankruptcy?

The answer is NO! Generally, the majority of a debtor’s property including their home, automobile, furniture, household goods, pensions, profit sharing, IRA’s, 401k’s, retirement plans, wedding rings and family keepsakes are EXEMPT. This means debtors generally can file bankruptcy and eliminate their debts while retaining all of their exempt property.

3. Will I lose my job by filing bankruptcy?

Employers are not allowed to fire someone or to take disciplinary action against them solely because they filed bankruptcy.

4. Is filing bankruptcy difficult?

The answer is NO! We have filed more than 35,000 bankruptcy cases since 1984. We have highly experienced bankruptcy attorneys in our office to assist you in every step of the bankruptcy process. Our goal is to file your bankruptcy so that you can obtain a fresh start.

5. Do I have to fill out a large paperwork packet?

The answer is NO! We complete almost all the paperwork for you.

6. How is my bankruptcy filed?

We have immediate, easy, hassle free electronic filing available to you at no extra cost!

7. Can I eliminate credit card debts, payday loans and medical bills by filing bankruptcy?

Generally, the answer is YES! Credit card debts, payday loans and medical bills can get us all in trouble. You make your regular payments for years and then when something unfortunate happens and you can’t make your payment the companies will not work with you. By filing bankruptcy you can generally eliminate these debts and get a fresh start.

8. Can I save my home from foreclosure by filing bankruptcy?

Generally the answer is YES! By filing a Chapter 13 bankruptcy you may generally take 3 to 5 years to repay your past due house payments. YOU WON’T LOSE YOUR HOME! YOU MAY BE ABLE TO TOTALLY ELIMINATE YOUR SECOND AND THIRD MORTGAGE BY FILING A CHAPTER 13 BANKRUPTCY.

9. Can I eliminate my second and third mortgages by filing bankruptcy?

You may be able to eliminate your second, third and a HELOC mortgages by filing a Chapter 13 bankruptcy.

10. Can I save my automobile from being repossessed by filing bankruptcy?

Generally the answer is YES! By filing a Chapter 13 bankruptcy you may generally take 3 to 5 years to repay your past due automobile payments. We may also be able to lower your automobile payments.

11. Why should I file for bankruptcy?

Once you file for bankruptcy, you can begin to rebuild your life without worrying that your wages will be garnished, your bank account attached, or your property seized. Your creditors cannot call you at work, threatening you and cannot harass you. Remember that the bankruptcy laws were designed to help you. You don’t have to allow creditors and collection agencies to take away from you everything you’ve worked for all your life.

12. Should I be embarrassed about having to file bankruptcy?

Absolutely NOT! The bankruptcy laws were designed to help you turn your financial life around. If your simply making minimum monthly payments you will be paying for many, many years and you may still not be out of debt. If your using one credit card to pay another your simply getting yourself deeper in debt. Remember also that many celebrities, sports figures, and politicians have filed bankruptcy to turn their lives around. They realized that the bankruptcy law was there to help them get back on their feet and to make a fresh start, and you can do this too.

CONTACT ONE OF OUR THREE CONVENIENT OFFICES IMMEDIATELY FOR A FREE CONSULTATION!

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(702) 384 - 7322 BANKRUPTCY HOTLINE

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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.